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Lightning coverage and safety
November 6, 2025

How to keep yourself, your home and your belongings safe from lightning Espa簽ol Lightning and insurance Standard homeowners , renters, and business insurance policies generally cover damage caused ... than to have to deal with the consequences. Protect your home by installing a lightning protection system A lightning protection ...


Wildfires: insurance and recovery resources
September 2, 2020

... And if you have evacuated, it might not be safe to go back home. The following articles provide information and guidance to keep you and ... by fire and smoke is covered under standard homeowners, renters and business owners insurance policies and under the optional ...


Spotlight on: Dog bite liability
July 17, 2025

... by dogs each year, most of them children. Homeowners and renters insurance policies typically cover dog bite liability legal expenses, ... Despite the COVID-19 pandemic keeping more people at home in 2020 and an increase in home deliveries , the number of dog bite ...


Media Advisory: Triple-I Statement on Recent Flooding in Texas Hill Country
July 10, 2025

... common misconception is that standard homeowners, condo and renters insurance covers flood damage. It generally does not. Flood ... FEMAs Risk Rating 2.0 more accurately reflects each homes unique flood risk through updated underwriting and pricing ...


Triple-I: Lightning Caused $1.04B in US Homeowners Claim Payouts in 2024; Frequency Drops 21.5% Year-Over-Year
June 20, 2025

... such as fire, is covered by standard homeowners, condo, renters and business insurance policies. Some homeowners policies provide ... 100 times per second. Whether its a family home or a mission-critical facility, no property is immune to lightning,"said ...


Spotlight on: Flood insurance
June 5, 2025

... There is no coverage for flooding in standard homeowners or renters policies or in most commercial property insurance policies. Coverage is ... a provision in Biggert-Waters that removed a subsidy once a home was sold. People who purchased homes after Biggert-Waters became law will ...


Triple-I: P/C Insurers Are Financial First Responders Helping Customers Recover from Severe Tornado Outbreak
May 20, 2025

... is covered under standard homeowners , condo , renters and business insurance policies, as well as the optional ... until you meet with an insurance adjuster. If you have a home inventory , it will make the claims-filing process easier. Hold ...


Mitigating risks for climate-related disasters
November 27, 2023

... as hurricanes, allowing you time to prepare your family and home, while other weather-related events evolve rapidly and need a quick ... Earthquakes are not covered by homeowners, renters, or business insurance policies, but a standard policy will cover ...


Triple-I Stresses Preparedness for Above Average 2025 Atlantic Hurricane Season
May 1, 2025

... is recommending homeowners , condo owners , renters and business owners prepare now. Led by Colorado State ... and possessions, while also taking steps to make their home or business more resilient to the impacts of wind and water, said ...


Triple-I/State Farm: US Dog-Related Injury Claim Payouts Hit $1.57 Billion in 2024
April 16, 2025

... mainly interacting with your family since you brought them home, dont rush out into crowded areas or dog parks. Try to expose your dogs ... Commercial auto insurance ,along with coverage for renters , business owners , boats and motorcycles , is also ...